Company

Plan Name and Terms

Plan Type

Available to Travelers from

Trip Cancellation

Trip Interruption

      Financial Default

      Terrorism in
      Itinerary City

Travel Baggage

Travel Baggage Delay

Travel Delay

Medical

Dental

Emergency Medical Evacuation

24 Hour Emergency Assistance

Pre-Existing Condition Waiver

Pre-Existing Condition Period

Insurance Company

A.M. Best Rating

Refund Policy

Rental Car Collision/Loss

Accidental Death - 24 Hour

Accidental Death - Common Carrier

Accidental Death - Flight

Policy Fulfillment

Additional Notes

Access America

Deluxe

Package

U.S.

Trip Cost

Trip Cost + 50%

Selected Carriers,
7 day wait if purchased within
14 days of First Trip Payment

Foreign & U.S. Domestic

$ 1,500

24+ hours
$ 500 max

6+ hours
$ 300/day; $ 1,000 max

$ 50,000

$ 500 Incl. in Medical

$ 1,000,000

Yes

If insurance purchased
within 14 days of
First Trip Payment

120 Days

Varies By State

Varies by State

10 Day Free Look

$50,000 (n/a TX)

$ 50,000

Included in
Accidental Death - 24 Hour

Included in
Accidental Death - 24 Hour

	Email
	Postal

Cancel For Work Reasons Benefit
Included

Travel Supplier Restrictions

Access America

Classic

Package

U.S.

Trip Cost

Trip Cost + 50%

Selected Carriers,
7 day wait if purchased within
14 days of First Trip Payment

Foreign & U.S. Domestic

$ 1,000

24+ hours
$ 300 max

6+ hours
$ 150/day; $ 500 max

$ 25,000

$ 500 Incl. in Medical

$ 500,000

Yes

If insurance purchased
within 14 days of
First Trip Payment

120 Days

Varies By State

Varies by State

10 Day Free Look

$35,000 (+$) (n/a/TX)

Not Available

Not Available

Not Available

	Email
	Postal

Cancel For Work Reasons [Can only be purchased within 14 days of First Trip Payment] (+$ )

Travel Supplier Restrictions

American Express

Global Travel Shield Classic

Package

U.S.

Trip Cost* (NY Trip Cost+25%)

Trip Cost* (NY Trip Cost+25%)

7 day wait

Foreign & U.S. Domestic

$ 500

6+ hours
$ 200 max

No Coverage

$ 25,000

Included in Medical

$ 25,000

Yes

If insurance purchased
within 14 days of
First Trip Payment

60 Days

AMEX Assurance Company

A

Varies By State

Not Available

$ 150,000**

$ 100,000**

Included in
Accidental Death - Common Carrier

	Email
	Postal

* Common Carrier Conveyance is required
** Scheduled Airline purchase is required

American Express

Global Travel Shield Deluxe

Package

U.S.

Trip Cost* (NY Trip Cost+25%)

Trip Cost* (NY Trip Cost+25%)

7 day wait

Foreign & U.S. Domestic

$ 2,000

3+ hours
$ 500 max

6+ hours
$ 300/day; $ 600 max

$ 100,000

Included in Medical

$ 100,000

Yes

If insurance purchased
within 14 days of
First Trip Payment

60 Days

AMEX Assurance Company

A

Varies By State

Not Available

$ 150,000**

$ 500,000**

Included in
Accidental Death - Common Carrier

	Email
	Postal

* Common Carrier Conveyance is required
** Scheduled Airline purchase is required

International Medical Group

Patriot T.R.I.P.

Package

U.S.

Trip Cost

Trip Cost

30 day wait if purchased
within 14 days
of First Trip Payment

Foreign & U.S. Domestic

$ 1,000

24+ hours
$ 100 max

24+ hours
$ 100/day; $ 500 max

$ 10,000

Included in Medical

$ 20,000

Yes

Varies by Age

60 Days

Delos Insurance Company

A-

10 Day Free Look

Not Available

Not Available

Varies by State

Varies by State

	Email
	Postal
	Domestic Next-day Express - Overnight (+ $20.00)

International Medical Group

Patriot T.R.I.P. Elite

Package

Outside the U.S.

Trip Cost

Trip Cost + 50%

Not Available

Foreign & US Domestic

$ 2,000

24+ hours
$ 150/day; $ 500 max

24+ hours
$ 200/day; $ 1,000 max

$ 50,000

Included in Medical

$ 1,000,000

Yes

Not Available

60 Days

Sirius International

A

10 Day Free Look

Not Available

Not Available

$ 20,000

Included in
Accidental Death - Common Carrier

	Email
	Postal
	Domestic Next-day Express - Overnight (+ $20.00)

International Medical Group

Patriot T.R.I.P. Elite

Package

U.S.

Trip Cost

Trip Cost + 50%

30 day wait if purchased
within 14 days
of First Trip Payment

Foreign & U.S. Domestic

$ 2,000

24+ hours
$ 150/day; $ 500 max

24+ hours
$ 200/day; $ 1,000 max

$ 50,000

Included in Medical

$ 1,000,000

Yes

Varies by Age

60 Days

Delos Insurance Company

A-

10 Day Free Look

Not Available

Not Available

Varies by State

Varies by State

	Email
	Postal
	Domestic Next-day Express - Overnight (+ $20.00)

Travel Guard

My Travel Guard

Package

U.S.

Trip Cost

Trip Cost

Optional*

Optional*

$500 ($ 50 ded.)

24+ hours
$ 100 max

12+ hours
$ 100/day; $ 500 max

$ 10,000 ($ 50 ded.)

$ 500 Incl. in Medical
Included in Medical (NY)

$ 100,000

Yes

Optional*

180 Days

National Union Fire Insurance
of Pittsburgh

A

15 Day Free Look

$35,000 ($ 250 ded.) (+$)

Not Available

Not Available

Optional Flight
(n/a NY)
$100,000(+$)
$200,000(+$)
$300,000(+$)
$400,000(+$)
$500,000(+$)

Email

Cancel For Any Reason [Can only be purchased within 15 days of First Trip Payment] (+$)
(n/a NY & OR)

Cancel For Work Reasons [Can only be purchased within 15 days of First Trip Payment] (+$)
(n/a NY & OR)

* Coverage for Terrorism, Financial Default, & Pre-existing Conditions Waiver [Can only be purchased within 15 days of First Trip Payment] (+$)

Baggage Upgrade
$1500 Primary (+$)
$1500 Secondary (+$)

Medical Expense Upgrade
$50,000 Primary
(+$)
$50,000 Secondary
(+$)

"Hospital of Choice" Evac Upgrade $1,000,000 (+$)
(n/a NY)

Adventure Sports Coverage (+$)

"At Your Service" Upgrade (+$)

Travel Supplier Restrictions

TruTravel Insurance

First Class

Package

U.S.

Trip Cost

Trip Cost + 50%

10 day wait, if
purchased within 21 days
of First Trip Payment

Foreign & U.S. Domestic
If purchased within 21 days of
First Trip Payment

$ 2,000

12+ hours
$ 600 max

6+ hours
$ 250/day; $ 1,500 max

$ 250,000

$ 750 Incl. in Medical

$ 1,000,000

Yes

If purchased within 21 days
of First Trip Payment

60 Days

Nationwide

A+

10 Day Free Look

$25,000 (+$) (n/a OR & TX)

$ 50,000

Included in
Accidental Death - 24 Hour

Optional Flight
$100,000(+$)
$250,000(+$)
$500,000(+$)

Email

Roadside Assist
Identity Theft Services
TruTravel Wellness

TruTravel Insurance

Super Saver

Package

U.S.

Trip Cost

Trip Cost

Optional*

Optional*

$ 600

12+ hours
$ 100 max

6+ hours
$ 200/day; $ 600 max

$ 10,000 ($50 ded.)

$ 750 Incl. in Medical

$ 1,000,000

Yes

Optional*

60 Days

Nationwide

A+

10 Day Free Look

$25,000 (+$) (n/a OR & TX)

Not Available

Not Available

Optional Flight
$100,000(+$)
$250,000(+$)
$500,000(+$)

Email

* Coverage for Financial Default, Terrorism, & Pre-existing Conditions Waiver [Can only be purchased within 21 days of First Trip Payment] (+$)

Additional $40,000 Medical (+$)

Roadside Assist
Identity Theft Services
TruTravel Wellness